Cash Flow Forecasting for SMEs (2025)

Why a 13‑week model?

It’s short enough to be accurate, long enough to spot funding gaps. Update weekly with actuals vs forecast.

Include these lines

• Receipts: sales, VAT refunds, grants, loans
• Payments: payroll, VAT/Corporation Tax, suppliers, rent, HP/loan
• Opening/closing cash per week

We can set this up as part of Management Accounts.